Are you eligible for the Queensland Housing Finance Loan Regional trial?

Are you eligible for the Queensland Housing Finance Loan Regional trial?

We are increasing the income eligibility of the Queensland Housing Finance Loan, to help more Queenslanders living in regional and remote areas to buy a home.
Through a two-year trial, Queensland households earning up to $201,000 per annum may now be eligible to access the loan.
The loan can be used to buy an established house, unit, townhouse or duplex or to build a home.

 

The loan offers:
- a variable or fixed interest rate
- a minimum deposit of 2% of the purchase price, or the difference between the maximum loan you’re eligible for and the property’s purchase price
- no monthly account-keeping fees
- no lenders mortgage insurance.


The trial is open to eligible customers living in 45 councils across Queensland.

The local council areas include:
Balonne, Banana, Barcaldine, Barcoo, Blackall-Tambo, Boulia, Bulloo, Burke, Burdekin, Carpentaria, Cassowary Coast, Central Highlands, Charters Towers, Cloncurry, Cook, Croydon, Diamantina, Douglas, Etheridge, Flinders, Gladstone, Goondiwindi, Gympie, Hinchinbrook, Isaac, Livingstone, Lockyer Valley, Longreach, McKinlay, Maranoa, Mareeba, Mount Isa, Murweh, North Burnett, Paroo, Quilpie, Richmond, Scenic Rim, Somerset, South Burnett, Southern Downs, Tablelands, Western Downs, Whitsunday, Winton.

To be eligible, you must:
- live in one of the 45 council regions
- be a citizen or permanent resident of Australia.
- Not own or part-own another property
- have a household income less than $201,000 per annum.
- intend to live in the home.
- have a good credit history.
- have a regular saving history.
- have savings to cover the deposit and other costs, such as legal fees, stamp duty and insurance.
- be able to afford the loan repayments without hardship.
- have earning potential for the term of the loan.

The Queensland Housing Finance Loan was established in 2001 and is still available to all eligible Queenslanders earning less than $141,000.

 

For more information contact the Loans Information Hotline
Phone: 1300 654 322, Option 1 (Monday-Friday, 8:30am-4:30pm)
Email: [email protected]

Qld housing finance loan

 

 

Official Announcement: Croydon Shire Council Candidates Approved by Electoral Commissioner

Let us come together in congratulating our returning Mayor, Trevor Pickering, who has been re-elected to lead our council. We extend our congratulations to Councillors Wayne Bing Chew and Jonathon Evans, who have also been re-elected to continue their service to our community. Additionally, we are delighted to welcome our new councillors, Amanda Pickering and Leslie Pickering, to the council.

We are optimistic about the opportunities that lie ahead as we work together to address the needs and aspirations of our community, and we are confident that we will achieve great things for Croydon.

Once again, congratulations to Mayor Trevor Pickering, Councillors Wayne Bing Chew, Jonathon Evans, Amanda Pickering, and Leslie Pickering. We look forward to collaborating with each of you in the coming years for the betterment of our beloved Croydon.

Notice of election results - Mayor

Notice of election results - Councillors

 

Website Publication Notice

On 21 September 2023, Croydon Shire Council adopted new local laws, replacing the previous ones. These laws address administration, animal management, environmental protection, public safety, and Indigenous community land management. For a comprehensive view of these laws, please visit our 'Local Laws' section.

Website Publication Notice